The special open enrollment period for people to buy government-subsidized health insurance on the federal marketplace has been extended by three months to Aug. 15.
- People with marketplace coverage through healthcare.gov should update their applications and reselect their current plan to get details about their subsidies that will start on April 1.
- The more generous premium tax credits may mean that a person can switch to better coverage with lower cost sharing for the same contribution, although Kaiser Health News cautions that switching plans may mean any money paid toward a deductible under the current plan could be lost -- so check with your insurer before making a switch.
- People who have already bought a 2021 plan on the marketplace that didn't qualify for a premium tax credit under the ACA will need to enroll again to get the new premium tax credit.
- Recipients of unemployment insurance benefits in 2021 are urged to enroll in a marketplace plan now. Under the new law, unemployed workers can get a zero-premium plans in 2021.